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1.0

This agency is a total fraud! Bad actually worst customer service ever and they are liars!!!

They agreed to gave me discount to settle two accounts. After they withdraw the money next day at first time and after sent to me letters indocating both accounts were going to be reported as settled with no future obligation they decided to report the discounted balance. They are liars and this was not another thing than exthorsion!!! Do not pay to this agency actually you don't owe any money to this freaking agency your financial obligation is with the original creditor.

You don't have any contract with this liars.

Reason of review: Not as described/ advertised.

Portfolio Recovery Associates Cons: Attempts to steal from me, Not listening to me, Blatant dishonesty, Lies i was told, Being harassed.

Location: College Park, Maryland

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Guest

I am anonymous because trust is nonexistent online. I want to warn consumers who survived the financial crises in 2008--and beyond.

Do NOT negotiate with businesses such as Portfolio. Credit has been written off in most cases. While Portfolio's business may be real, ethics is not necessarily in play. I declared bankruptcy, fir example, some time ago.

All debt was covered, and I was no longer liable. Portfolio's now trying to collect on this outdated debt. Can't have it both ways. It's a numbers game.

Think of a room filled with people who set up calls based on algorithms having less to do with accuracy or facts, but everything to do with when consumers SHOULD be "back on their feet" financially.

If you think the "debt" legitimate, call the original debtor. You'll likely find this whole "collections" process by Portfolio is a scam, in that you owe...nothing.

Guest

Portfolio Recovery Associates, LLC. is a criminal enterprise, pure and simple.

They take old account numbers, many closed with a zero balance, due to identity theft, or third-party fraud, make up an account balance, and go after the innocent consumer, sometimes 10 years or more after the account was closed.

They are all crooks, and should be reported to your postal inspector. They are in violation of federal postal fraud laws.

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